Advertisements on consumer credit still deceit (Interim report for nine months of 2012)

(Prague, November 1, 2012) Not even two years after the Act on Consumer Credit came into force and toughened the obligations of intermediaries and providers of consumer credit it is obvious neither this legal regulation has effectively eliminated the unfair commercial practices of the intermediaries and providers of consumer credit. The findings of the Czech Trade Inspection Authority have proven that the rights of consumers are still being breached to the same extent. The CTIA inspectors still find breaches of the Act on Consumer Credit and the Act on Consumer Protection, especially the use of unfair commercial practices when offering, advertising and intermediating the consumer credit. In the first three quarters of 2012, the inspectors found breaches of the obligations as provided by the Act on Consumer Credit and the Act on Consumer Protection in more than a half of the 194 inspections carried out, i.e. in 104 subjects (53.6 %). The risk of these contract relationships concluded mostly by consumers in financial difficulties and without any financial literacy is high and therefore the Czech Trade Inspection Authority will keep paying attention to the nonbanking subjects offering, intermediating or providing consumer credit.


Celá zpráva zde:

1101-pr-consumer-credit-1-3q-2012.doc (, 60.50 KB)

2024 © The Czech Trade Inspection Authority, All rights reserved

Omezení provozu

Z důvodu přerušení dodávky el. energie nebude k dispozici dne 28. 3. 2024 podatelna ČOI, ani možnost podávání návrhů na zahájení mimosoudního řešení spotřebitelských sporů v rámci našich on-line služeb. Doporučujeme proto spotřebitelům podávat podněty až po tomto uvedeném termínu. Děkujeme za pochopení.